Ruby tier Vault Rewards members (700 Gems) receive a one-time $100 discount on purchases of $300 or more during their birthday month. Offer valid only once per year, requires account verification, and excludes clearance items and gift cards.

Enrolled cardholders receive $100 off a purchase of $300 or more during their birthday month, excluding tax and shipping. Valid only during the member's birthday month; one redemption per customer per year. Annual Membership Reward: cardholders who are Vault Rewards members will receive a $25 Reward each year on the anniversary date of enrollment in Vault Rewards.

Off ticketed price in stores. Online prices as marked. Prices, styles and availability may vary by store and online. See Jewelry Expert for details.

Diamond tier Vault Rewards members (4,000 Gems) receive a $50 annual membership benefit, redeemable toward purchases. Must be used in a single transaction; expires annually and is non-transferable. Subject to program terms.